The best-known abuse is theft of your credit card number. After massive breaches like Target and Home Depot, many customers experienced fraudulent charges on their accounts or received new cards from lenders.
Card numbers are obtained in many ways. Sometimes it’s as simple as a small device called a skimmer that captures the data on your magnetic strip. Restaurant staffers and retail employees can also use pocket skimmers to duplicate your card info when the card is out of your sight. Perhaps the biggest use of skimmers is at gas pumps where they grab your data as you pay at the pump.
While many consider credit card theft the worst kind of identity theft, it’s really a low-level type of data theft. Most card issuers cover the fraud at no charge to…
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